Mark died in January 2021,, Justine, to hold on trust for his children, Danny and Sabrina.
In December 2021, Justine withdrew £10,000 from the estate’s trust account and paid £5,000 each to Mark’s nieces, Marie and Pamela. She did this in the mistaken belief that the terms of Mark’s will gave her the power to make payments to his nieces.
Marie paid her £5,000 into her current account, which already contained £5,000. She has since withdrawn £4,000 from her current account and spent it on a holiday. The current balance of Marie’s current account is £6,000.
Pamela used her £5,000 to contribute towards some expensive structural work that she has recently had done on her house.
In January 2022, Justine withdrew £10,000 from the trust account and paid it into her own account which already contained £10,000. She then withdrew £8,000 and spent it on shares in Gold Bullion Ltd. Next, she withdrew the remaining £12,000 and used it to repay a debt that she owed to her friend, Cuthbert. After these activities, her account was left with a nil balance.
In need of more money, in February 2022, Justine withdrew a further £12,000 from the trust account and paid it into her current account. She then withdrew £12,000 from the Green family trust account, of which she is also a trustee, and paid it into her current account. From this balance of £24,000, Justine withdrew £12,000 and used it to pay for a trip around the world.